Other Categories:

Self-employed?
A contract worker?
Earning a variable income?
Penalised due to past financial problems?
Remortgaging your home?
Moving to the UK?

 

If you are looking for a property to let, you should be talking
to us, if...

you wish to build up extra income through a property portfolio. This could be for retirement or children’s education
you would like the mortgage to be based on the rental income alone
you cannot afford to buy your new property without selling your current one. Alternatively you may wish to keep your current property as an investment
you live outside the UK and are looking to buy a property as an investment

If any of the points above apply...

If you are considering a UK based investment property, some specialist lenders will look at evidence of the letting on its own merit. Typically the rental income should be 130% of the monthly interest payable.

You may need to look at a non status (also known as self certified) mortgage. There is often a higher deposit required and a higher interest rate – but we have access to the best deals so this may not be significantly different to most standard mortgages. And when your situation changes, we can look at re-mortgaging to find you an even better deal to meet your unique needs.

Whether you are are in the very early stages or need a mortgage fast, talk to us - or use our free, no obligation mortgage quotation finder.

We can help you get a mortgage whether you are buying to let or letting to buy.

 

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