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Self-employed?
A contract worker?
Earning a variable income?
Penalised due to past financial problems?
Remortgaging your home?
Moving to the UK?

 

If you are moving to the UK,
you should be talking to us, if...
you are moving to the UK because of a new job and want to buy a home here
you have no credit history in the UK
you’re a Brit living abroad who wants to have a property in the UK as an investment
you want to buy a UK property to let out

If any of the points above apply...

You may need to look at a non-status (also known as self-certified) mortgage.
There is often a higher deposit required and a higher interest rate - but we have access to the best deals so this may not be significantly different to most standard mortgages. And when your situation changes, we can look at re-mortgaging to find you an even better deal to meet your unique needs.

If you are considering a UK based investment property, some specialist lenders will look at evidence of the letting on it's own merit. Typically, the rental should be 130% of the monthly interest payable.

Whether you are are in the very early stages or need a mortgage fast, talk to us - or use our free, no obligation mortgage quotation finder.

We can help you get a mortgage on a British property whether you want it as your home or to rent it out.

 

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Members of the Council of Mortgage Lenders and of the Credit Bureau.Licensed by the office of fair trading.Certified by The Mortgage Code Register of Intermediaries.
Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.

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