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Self-employed?
A contract worker?
Earning a variable income?
Penalised due to past financial problems?
Remortgaging your home?
Moving to the UK?

 

If you are self-employed, you
should be talking to us, if...
you can’t provide two or three years’ accounts
your accounts do not really reflect your up-to-date company position
your accounts are constructed to minimise tax payable by showing the least amount of taxable net profit
your drawings are reduced to enable a larger dividend income

If any of the points above apply...

We will look at the whole market on your behalf and dependent on your circumstances, you may need to look at a non-status (also known as self-certified) mortgage.

There is often a higher deposit required and a higher interest rate - but we have access to the best deals so this may not be significantly different to most standard mortgages. And when your situation changes, we can look at re-mortgaging to find you an even better deal to meet your unique needs.

Whether you are are in the very early stages or need a mortgage fast, talk to us - or use our free, no obligation mortgage quotation finder.

Company Director's Limited Status Scheme

Then you might be eligable for the Company Director's Limited Status Scheme, allowing you a maximum loan to value of 80% with no business accounts required. Call us for more information or click here to find out more.

 

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Members of the Council of Mortgage Lenders and of the Credit Bureau.Licensed by the office of fair trading.Certified by The Mortgage Code Register of Intermediaries.
Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.

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